Windfall Forward

I think most people – myself included! – squander their good luck. As a result, we think we’re far less lucky than we are.

Imagine that you’re doing moderately well (and I hope you are). Your bills are paid, your health is fine, there’s nothing particularly pressing on your horizon. Suddenly, you get a small but unexpected windfall; maybe you win a raffle, or a gifted lottery ticket hits for a small amount, etc. You get something like a thousand bucks.

What do most people do with it? Probably something like whatever your first thought was: a nice dinner for your family, a small vacation for yourself, maybe a shiny new toy you’d like. After all, this is “free money,” so why not let yourself have a little fun with it? Assuming your savings rates and bills and such are already where they need to be, what harm does it do?

Well… no harm, really. But definitely a missed opportunity. Ask yourself a different question: What keeps you from investing a thousand dollars into the stock market right now? The answer is probably along the lines of “I don’t have a spare thousand bucks to fritter away learning how to invest without losing my shirt.” The upside of investing is, of course, enormous. Especially in comparison to the upside of a nice dinner or new toy. But when we suddenly do have that luck, we don’t come back to questions like this.

All I’m saying is: You should have fun. But “fun” should be a part of your plan to begin with! It should be budgeted and accounted for. A sudden windfall, of any kind, should perhaps instead be used to multiply itself. Reinvest your luck!

New Month’s Resolution – December 2025

Happy new month!

As we close out the year, my resolution is what it often is in December: Ensure my children have a magical holiday season, spend as much time with them as possible, and button up any loose ends in my life. I like to get my house in order, plan finances for the coming year, schedule any major trips or projects, and do at least one large cleaning purge. The weather around here means I spend a fair amount of time indoors during December, and I like to have a cozy nest.

May your nest be cozy, safe, and full of people you love this month.

Proof You’re Trying

My middle child was drawing with one of her younger cousins, and the cousin was getting frustrated about making mistakes. My daughter said to her: “That’s okay. Mistakes are proof that you’re trying.”

What wisdom this child possesses!

Good reasoning and patience have a tendency to snowball. Teach those things early, and very, very quickly your children will become smarter than you could have dreamed. They’re already all much smarter than I am, a fact that brings me tremendous joy.

I’ve made plenty of mistakes while raising them, of course. But that just proves I’m trying.

Social Overload

‘Tis the season. You’re spending a lot of time with people – that’s good! Mostly.

Time with your loved ones is amazing; the beating heart of a good life. But don’t feel like you have to overdo it. The important thing is the time, not the window dressing. Make it less stressful for yourself. It doesn’t all have to be activities and dressing up. Even a phone call is nice.

Don’t try to do so much that you do nothing. Be alone when you need to (and we all do), but let the time you spend with others be a joy, not a chore.

Quests

Long quests are best done with an ally or three at your side. The longer the mission, the more likely it is that you’ll need their help. Not necessarily for the logistics, but because no one can walk forever without having doubts. Trials of the soul. A heart beating next to yours is the best remedy.

Lightning in a Bottle

When a miracle happens, we often try to recreate it. We try to find a way to capture that magic, to turn it into a renewable resource. We create endless film spinoffs of successful single movies. We try to re-tell a joke, seeking the same laughs. We live in our glory days, never realizing we’re robbing of them of their glory.

But you can recreate magic – just not exactly the same magic. You have all the ingredients, because they were all you, all us. Embracing life, being creative and present, allowing the space for miracles; these are the ingredients for bottled lightning. It won’t be the same film, the same joke, the same glory. But it will be just as amazing, if not more, if you simply embrace the idea that it can be.

Cousin Time!

One of the greatest gifts you can give your children is also a massive investment in your own future. Give your kids the gift of solid bonds with other children.

If you’re lucky enough for them to have cousins, do everything you can to engineer time together, including changing your own life to be closer to them. If they don’t have cousins, make sure you’re making it a priority to support their friendships. Dedicate time, give rides, invite the kids over to dinner. Do it all. Few things are more important.

The bonds your children make will in turn make your children stronger. They’ll be smarter, more resilient, more social, and better able to handle life. That not only means you’ll be directly supporting them for a shorter period of time as they launch their own adulthoods more successfully, but it means your own bond with them is likely to stay strong as you yourself age. That’s a good thing to look forward to.

Tropes vs. Real Life

Lots of people spend more time in fiction than in real life. Especially if your real life is relatively similar day to day, but you’re a voracious consumer of books, movies, etc. And this can give you a skewed sense that real life should – or even does – mirror the tropes used in narrative storytelling.

It doesn’t.

There aren’t convenient character archetypes. Things aren’t evenly spread. They don’t always wrap up neatly. There isn’t always an answer.

Real life is joyous. So is fiction. But one isn’t the other.

Patched

The most cared-for and valued things aren’t the shiniest. They’re the ones with the most patches.

If you see a road with many different patches of asphalt, that means the road is well taken care of. Asphalt decays over time; that’s not a fault of the material, it’s just a truth of most things. To keep the road operational, you need to constantly be filling in those gaps and holes. The result won’t always look pretty, but it will be strong. If you don’t, the cracks will widen, and it will eventually stop being a road.

A brand-new road looks good, but it hasn’t been tested yet. You don’t know if people will put in the effort to maintain it yet. So don’t be fooled.

If you love something, that means you value it enough to repair its damage, again and again. Things get damaged, and that doesn’t mean they aren’t good. Patch those spots, and show your love.